Some places now offer tenants health care coverage

Health care and employment benefits have been relevant for several years. In particular, a large number of Americans seek health care coverage through employer-contracted insurance plans, to such an extent that the assessment of health care benefits has become a routine and essential part of the job search process for employees. -interviews.

This has led to interesting puzzles over the years. How do unemployed people get health care benefits? What about those who own their own businesses, or work for smaller businesses that do not offer health insurance as part of their benefits structure?

For these times and more, the private market is relatively successful, allowing people to buy their own health care plans on their own, independent of the company or their employment. This is in addition to Medicaid / Medicare services, which is in its own coverage area.

But these traditional models may soon be disrupted.

In a piece for Fast Company, Kristin Toussaint writes about how Comunidad Partners, a property owner and management company, is working with Veritas Impact Partners and an undisclosed healthcare company to provide meaningful healthcare services to consumers. take Comunidad.

Currently implemented over nearly 2,000 homes, Toussaint describes how this works: “… Residents can contact a doctor or nurse practitioner via an app to be tested or on almost prescribed treatment; the care covers both physical and mental health, and is completely free for residents, and will be available forever, not just through the pandemic. ”

But why is this important? The fact is that the health care coverage model is based on a mature employer for disorder, and has been for several years. This new model is probably one such game changer for the industry.

There is no doubt that health insurance is very expensive. A study by the Kaiser Family Foundation found “In 2019, annual prices averaged [were] $ 7,188 for single broadcast and $ 20,576 for family broadcast. The average price for a single broadcast went up 4% from 2018 and the average price for a family broadcast went up 5%. Average household prices have risen 54% since 2009 and 22% since 2014. ”The study also includes an additional figure examining“ Powerful Premium, Inflation, and Workforce Earnings Increases covered by Family Coverage ”from 1999-2019, showing“ Premium growth continues to exceed both inflation and rising employee employment. ”

In addition, health insurance in general is a big business, valued at nearly $ 3,153 billion dollars in 2018 – providing great opportunities for entrepreneurship and transformation. Accordingly, many new starters are quickly trying to organize and innovate in this space. Some have reached important milestones. For example, Oscar Health, which claims to have “529,000 members across 18 states,” went public earlier this year.

Particularly with the Covid-19 coronavirus pandemic, many things are happening in digital health and healthcare, and the insurance market will continue to do the same. This unprecedented initiative, led by a real estate company, is perhaps a crucial new way of tackling healthcare coverage. It is only time to tell whether it will be possible and impossible to achieve this very idea. However, one thing is for sure – if innovators can create systems and ways to deliver cost-effective insurance services that prioritize patient care and satisfaction, they may be able to provide some make operational changes to a particularly challenging and historically challenging aspect of healthcare.